Equipment Leasing

Flexible equipment leasing options to help you make your business dreams a reality.

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Large manufacturing facility with printing presses.

Benefits of Leasing

Achieve business goals

With 100% financing and potential tax benefits, leasing your equipment may be your best option to meet your business goals.

Increase productivity

Resolve your operating constraints and take advantage of the latest advances in technology for the highest productivity.

Increase cash flow

Avoid tying up your valuable cash and credit resources, and manage working capital.

You can lease most types of equipment, including:

Computer Equipment

Manufacturing

Office and Medical

Construction

Rolling Stock

... and more

Equipment Leasing Solutions

We have a variety of financing solutions to meet the needs of your business.

Operating Lease

Operating Lease — feature details
	Particularly attractive to companies that want to manage their balance sheet debt‐ratios, or want to use equipment for the lease period and return it at lease end with no further obligations Helps you avoid a commitment to dated technology

Finance/Capital Lease

Finance/Capital Lease — feature details
	A full‐payout, non‐cancellable agreement in which the lessee is responsible for maintenance, taxes and insurance Most attractive in cases where the lessee wants the tax benefits of ownership or expects to own the equipment at lease maturity*

True Lease

True Lease — feature details
	Have the full use of the equipment without the financial risk of legal ownership (similar to an operating lease) Allows you to expense the monthly payments for tax purposes, and may help you reduce your overall income tax liability* Enables you to return, purchase or re-lease the equipment at the end of the lease

TRAC Lease

TRAC Lease — feature details
	A Terminal Rental Adjustment Clause (TRAC) lease is a true lease designed to finance licensed, titled motor vehicles (over‐the‐road tractors, trailers, trucks and buses) used for business The TRAC is a stated amount in the lease agreement representing the estimated value of the equipment at the end of the lease At lease end, the vehicles can be purchased for the TRAC amount or sold to a third party. If the lease‐end resale price is more or less than the TRAC value, you receive the excess or pay the difference

Municipal Lease

Municipal Lease — feature details
	Allows municipalities or political subdivisions, including school districts, police and fire departments, state and county governments and other tax-exempt entities, to acquire essential equipment quickly and conveniently without the need for expensive and time-consuming bond issues

Vendor Leasing

Vendor Leasing — feature details
	A contract or working relationship between our organization and an equipment manufacturer or vendor Provides the vendor with the ability to offer customer financing, which may stimulate sales and expedite the sales process

Products offered by Johnson Bank, Member FDIC, a Johnson Financial Group Company. Loans are subject to credit and property approval, bank underwriting guidelines, and may not be available in all states. Other loan programs and pricing may be available. The term of the loan will vary based upon program chosen. Certain conditions, terms, and restrictions may apply based on the loan program selected. Property insurance is required; if the collateral is determined to be in an area having special flood hazards, flood insurance will be required.