Commercial Loans

Flexible financing options to help you secure opportunities to expand and grow your company.

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Two business owners reviewing their building plans.

Features

Fast. Simple. Competitive.

Fast

With decisions made locally, our team is able to work quickly through the loan approval process.

Simple

We will guide you through a simple and easy loan process.

Competitive

We offer a variety of commercial financing solutions at competitive rates and terms.

Types of Commercial Loans

Line of Credit

Line of Credit — feature details
Line of Credit	A Line of Credit is a cost-effective approach if your company needs ongoing credit to fund working capital and accounts receivable, or to manage inventory.
Revolving Line of Credit	Borrow, repay and borrow again up to the original amount committed throughout the life of the loan.
Non-Revolving Line of Credit	Borrow an amount either in a lump sum or an amount disbursed over a period of time. Each time you make an advance, credit availability reduces by that amount.
Benefits	Flexible revolving credit lines Quick, easy access to funds online, by phone or in a branch Advances are simple and convenient Competitive variable rates of interest Pay no interest until you draw funds

Letters of Credit

Letters of Credit — feature details
	Letters of Credit are widely used as a method of payment for imports or exports and are used domestically to facilitate trade without the risk of an open account or cash-in-advance transactions. Letters of Credit are also used in support of bond financing.
Options	Import Letters of Credit Export Letters of Credit Standby Letters of Credit

Term Loans

Term Loans — feature details
	Term loans help your company purchase capital goods and equipment, fund a change in ownership or consolidate business debt.
Benefits	Acquire equipment or other assets with fixed monthly payments Long-term financing Competitive interest rate Flexible terms and conditions

Products offered by Johnson Bank, Member FDIC, a Johnson Financial Group Company. Loans are subject to credit and property approval, bank underwriting guidelines, and may not be available in all states. Other loan programs and pricing may be available. The term of the loan will vary based upon program chosen. Certain conditions, terms, and restrictions may apply based on the loan program selected. Property insurance is required; if the collateral is determined to be in an area having special flood hazards, flood insurance will be required.

Have Questions?

We're here to help.

Give us a call at 888.769.3796 and select option 2.

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Melissa Pharo, VP, Commercial Banking, Madison, WI

Your Trusted Commercial Banking Advisor

No matter what financial needs you may have, we're here for you. Our experienced advisors work closely with you to build the right path to help you achieve your business goals.

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