Lock in your rate while you find your home.

Partner with a mortgage loan officer to complete your pre-approval and lock in your rate. Then shop for your home with confidence.

A medium shot of a young child hugging her mother in a laundry room. The mother is standing, facing left, with a laundry basket in front of her. She is wearing a short-sleeved pink t-shirt tied in a knot at the waist and denim shorts. The child has her arms wrapped around the mother's neck from the side. The girl is wearing a white top and jean shorts with buttons. Both are smiling at each other. In the background, there is an open washing machine, a refrigerator, and a window.

Protect Yourself From Rising Rates

With Lock and Shop, you can look for your new home and have peace of mind your financing is set.

Fully Underwritten Pre-Approval

Show the seller your offer is solid with this worry-free home financing option.

180 Day Rate Lock

Know your rate is locked while you are looking for your perfect home.

Security

If rates go down while searching for your home, you have the option to drop your rate too.

Let us help!

Fill out the form below and we will connect you with a mortgage loan officer.

How much can I afford?

The first step in buying a house is determining your budget. The mortgage qualifier calculator steps you through the process of finding out how much you can borrow. You can calculate your mortgage qualification based on income, purchase price or total monthly payment.

CALCULATE

A group of professionals with diverse backgrounds are gathered in a brightly lit office space, engaged in what appears to be a lively discussion or meeting. The focal point is a young woman with light brown hair, a few strands pulled back, who is smiling and looking at someone off-camera. She is wearing a rust-colored blouse and holding a tablet. To her right, a man with dark hair and a well-groomed beard is also smiling, contributing to the convivial atmosphere. In the background, other individuals are partially visible, one of whom is holding a blue notebook, indicating an informal, collaborative setting. The lighting is soft and diffused, emphasizing the group's friendly and approachable nature.

Young Professionals

Build a Strong Financial Foundation

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ENROLL TODAY

Lock’n’Shop is only available on certain 15 and 30 year fixed rate Freddie Mac mortgage loan options. Not available without required documentation to obtain a fully underwritten preapproval. Lock’n’Shop locks your initial interest rate for up to 180 days. Your interest rate will depend on the date you lock your rate. Additional conditions or exclusions may apply.

Loans are subject to credit and property approval, bank underwriting guidelines, and may not be available in all states. Other loan programs and pricing may be available. Conditions, terms, and restrictions, including property and flood insurance, will vary based on loan program selected and property location. Private mortgage insurance may be required on loans with less than 20% down.